Us online casinos with the highest payout rates in 2023

When you’re choosing which among the top online casinos in the USA that you want to play at, you should look into their payouts. The average online casino payouts can differ quite substantially from one gaming site to another – as much as 10% or more in some cases.

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This online casino payout guide will highlight what casino payout percentage means, how payout rates are different from RTP, and a lot more. Towards the end of this article, you can check out ten online casinos with high payouts and some excellent games with the highest payouts.

10 Online Casinos with the Highest Payout Rates in the US

While calculating the payout ratio of an online casino might be tricky because it is spread across hundreds of games, we have done our research to find those with the highest payouts. If you are looking for land-based casinos with the best payout, that’s a slightly easier comparison to make, but here are the best online casinos with great payouts for all their games combined.

1. Ignition Casino – Overall Best Online Casino With High Payout Rates

Ignition Casino leads the pack when it comes to the best online casino payouts, with a very strong reputation stretching back several years. It has some extremely popular casino games on offer, including Criss Angel Magic Misfire, a unique take on the miscellaneous genre. Ignition Casino also has hot drop jackpots like Jackpot Pinatas that can go into millions.

Ignition Casino boasts same-day payments for withdrawals, something almost unheard of in the industry. This makes it the best online casino for payouts in the US. Bitcoamin, Litecoin, Visa, and Bank checks are the available payment methods. The site offers a 300% welcome bonus deposit up to $3,000.

2. Slots.lv – A Great Choice for High RTP New Casino Games

The online slots selection at Slots.lv is extensive, so it’s no surprise they have fantastic payouts. They also have an impressive lineup of new titles with high payout rates. You get a $1,000 bonus for signing up, which makes it affordable to try out these new releases.

Withdrawals are processed quickly (within three days), customer service is prompt, and there’s a wide range of banking options such as Bitcoin, credit cards, money orders, and more. Check out Frozen Diamonds for a 96% RTP slot game with a massive win potential.

3. Bovada – Excellent Online Casino Paying Out Quickly

Bovada is well known for its sportsbook and poker site, but its online casino offering is nothing short of amazing. You get instant play and mobile options without having to download anything. Their library has thousands of the , many of which have hot drops jackpots.

Customer support is available around the clock, and payouts are guaranteed within ten business days. You get a welcome bonus of $3,750, which you can use to test out hot drop jackpot games like Queen of Riches with an 88% payout rate.

4. MyBuck Casino – A Top Casino for High Payout Slot Games

MyBuck Casino provides users with over 400 exciting slot games to choose from. All the games come with an average payout rate above 95%. You can enjoy these high-paying slot games along with live dealer games, video poker, table games, and more.

MyBuck Casino promises to process your withdrawal request within 48 hours. You can use cryptocurrencies and check payments for instant transactions. For a limited time, MyBuck Casino offers a 250% welcome bonus and 50 free spins on your first deposit.

5. Wild Casino – Reputable Online Gambling Site With Great Odds

Wild Casino boasts a massive portfolio of over 500 games created by leading software developer Betsoft. You can expect excellent graphics, immersive sounds, and the best odds with every game. Slots, video poker, blackjack, roulette, and live dealer games are just some examples.

Getting your winnings is quick and easy as long as your total lifetime withdrawals don’t exceed $100,000. If your account crosses this limit, additional identification is needed, causing delays. With Bitcoin, you can receive your funds in under 24 hours without any limits. Enjoy a 250% welcome bonus up to $5,000.

6. BetUS – One of the Trusted Online Casinos With Good Payout Percentage

BetUS stands out as a great choice if you prefer a traditional feel. The website layout is similar to that of other casual websites you visit, making navigation a breeze. There are more than 300 casino games on offer, most of which fall into the hot drop jackpot or progressive jackpot categories.

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You can get a welcome bonus of up to $3,750, which includes a 125% deposit boost, a 100% crypto bonus, and a $25 free chip. Payments are processed quickly using crypto and can take up to three days if you opt for traditional methods like a bank transfer.

7. LA Times Casino – Great Casino Paying Out Fast & Generally High Rated

LATimes Casino is another great option if you prefer sites with traditional designs. The platform offers over 400 games, live dealer games, video poker, a great variety of slots, and much more. The site has an excellent filter system, allowing players to find exactly what they want based on multiple factors.

If you come across a game you like but aren’t sure if it’s worth playing, check its RTP percentage. Most titles on LATimes Casino have an RTP of over 95%, with King of Tribes and Pop Ridge both boasting 98%. You can get a $1,000 welcome bonus split between your first five deposits for flexibility.

8. XBet Casino – Reputable Online Gambling Platform With Great Odds

XBet is known for its comprehensive sportsbook, but its casino section is no less impressive. You can enjoy a wide range of games, including over 300 online slot machines. Many of them feature hot drop jackpots and carry RTPs above 95%.

New players can enjoy a 200% welcome bonus of up to $500, while crypto users get an extra 10% on top. You can contact customer service via phone, live chat, and email. Your withdrawal requests are typically processed on the same day.

9. TrustDice Casino – Good Online Casino Paying Out Consistently Well

TrustDice gives you access to over 4,000 casino games developed by over 40 top providers in the industry. Crypto users benefit from lower house edges and faster payouts, but traditional payment methods are also accepted.

Customer support is readily available through live chat and ticket submission. While TrustDice doesn’t advertise welcome bonuses, they occasionally offer promos of up to 3 Bitcoins. Their massive gaming library easily makes it one of the top online casinos with good payouts in the USA.

How to Find a High Payout Casino Online?

Now that we have covered the best online casinos with high payouts let us take a step back and discuss how to find such sites. In this section, we will share simple yet effective tips that will help you find a high payout online casino in the United States.

1. Research Different Casinos

It is essential to do thorough research before joining a casino. Start by creating a list of potential options. Read about their licensing, security features, bonuses, promotions, VIP programs, banking methods, and game selections. Narrow down your choices based on your preferences.

2. Look Into the Game Selection

High payout casinos usually offer games with a high return to player ratio (RTP). But keep in mind that RTP is an average theoretical overview of the game’s performance over a long period. Each gaming session is different, and wins are never guaranteed. So, check out the game library offered by the casinos on your list.

3. Analyze the Payout Rate of the Games

Once you have checked out the game library, the next thing to do is analyze the payout rates of individual games. Although many casinos don’t publish payout percentages, you can find this info through a quick Google search. If a casino does not allow independent analysis of its games’ payout rates, consider it a red flag.

4. Consider Other Factors

After ensuring that your preferred casino offers high payout games, evaluate other aspects, such as bonuses, ongoing promotions, VIP perks, banking options, mobile compatibility, customer support, etc. Remember, a genuine high payout online casino in the US must excel in all areas, not just one.

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Understanding Payout Percentages and RTP

On paper, finding the best paying online casino in the US looks like a simple task. However, determining the overall payout can be difficult due to multiple factors involved. Every game has a different payout rate, and some casinos do not disclose this information publicly.

But don’t worry; we are here to help you understand how to calculate online casino payouts and separate the best from the rest.

What Is a Payout Ratio?

Payout ratio refers to the amount of money a casino game pays out compared to the amount of money the casino earns. It represents the percentage of each wager that goes back to the players as winnings over a prolonged period.

For example, a game with a 95% payout ratio would return $95 for every $100 wagered. Please note that this is an average estimate and does not guarantee identical results in every session. Think of it as a long-term perspective rather than a short-term guarantee.

It is crucial to distinguish between different types of payout ratios:

  • Apparent Payout Ratio – Also known as the theoretical payout ratio, this percentage is calculated using the game rules and is provided by the game developer or manufacturer. It indicates the expected payout if the game is played for an infinite number of rounds/spins under optimal strategies. However, it may not accurately reflect real-world outcomes.
  • Effective Payout Ratio – This payout ratio considers various factors, such as house edge, betting limits, and game variations. It provides a more realistic estimate of the actual payouts a player can anticipate.
  • Advertised Payout Ratio – Some casinos promote specific games by highlighting their high payout ratios. While this information is useful, it is essential to verify the source and ensure that the details are accurate and up-to-date. Independent game testing agencies, like eCOGRA and Gaming Laboratories International (GLI), provide reliable data that you can trust.
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In summary, understanding the different types of payout ratios helps you make informed decisions when selecting games and casinos.

What Is RTP and How Is It Different From Payout Percentage?

When looking for information about payouts, you will come across two terms frequently: payout percentage and RTP (return to player). Many people consider them synonymous, and in most cases, they are.

So what is RTP exactly?  

It essentially means the same as payout percentage or payout ratio. We will use these terms interchangeably throughout this guide. But since we are talking about it, we thought we could briefly clear any confusion regarding this acronym.

You will find the RTP mentioned in the game settings or configuration file provided by the developer. As we said earlier, it represents the amount of money the game is programmed to return to the player over a certain period. But the million-dollar question is – how do you know the RTP of the games an online casino offers?

Unfortunately, not all casinos make this information public. Smaller sites or shady operators generally don’t display RTPs as they might hide the fact that some of their games have low payout rates. This shouldn’t come off as a surprise considering that they need to make a profit too.

One way to find out is to perform a web search. Search engines like Google might be able to provide you with the information you need. Alternatively, you can refer to our online casino payout rankings for the US, where we only include the top names in the industry. These gambling platforms are transparent about their offerings and take pride in providing exceptional value to their customers.

There is one key difference between payout percentage and RTP – the timeframe. Theoretically, RTP represents the average returns a game generates over an extended period. It does not guarantee any particular outcome in a single session or even multiple sessions. In other words, a game with a 98% RTP does not mean you will walk away with 98% winnings every time you gamble.

However, the reverse is true. RTP approaches a steady state after a lengthy duration. Let’s assume you operate ten slot machines for 1,000,000 spins with an average 95% RTP. Using basic mathematics, that would mean $95,000 in winnings against $100,000 in losses – a net gain of $5,000. Do notice the timeframe required to achieve those figures.

That’s why seasoned bettors tend to have a better idea of what they can expect from these numbers. They also have a set strategy in place, and that certainly plays a part.

Types of Casino Games and Their Average Payout Rates

Not all online gambling games have the same payout rate. Some games like blood sucker 2, for instance, boast a 96.59% RTP, whereas others sit somewhere around 80%-90%. Let us take a closer look at various casino game types and their average payout rates. 

Slots

Online slot machines are popular for their simplicity, varied themes, and adjustable wagers. Their payout rates vary significantly, ranging from 70% to 98%. However, the vast majority falls between 90% and 97%. Progressive jackpot slots sometimes have slightly lower RTPs because a portion of each wager contributes to the growing jackpot prize.

While researching the top-rated online casinos in the USA, you might encounter the terms “loose” and “tight.” Loose slots have a higher payout ratio, meaning you are likely to hit winning combinations more frequently. Tight slots, on the other hand, have a lower payout ratio and may require more spins to generate significant winnings.

Here are some titles with high RTPs to give you an idea:

  • Blood Suckers II (96.59%)
  • Mega Joker (96.51%)
  • Guns N’ Roses (96.58%)
  • Narcos (96.56%)
  • Thunderstruck II (96.5%)
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To increase your chances of winning, you can take advantage of generous sign-up bonuses and regular promotions offered by these high payout online casinos in the US. Additionally, remember to evaluate the house edge, betting limits, and game variants to find the best fit for your playing style.

Video Poker

Video poker combines elements of slots and traditional poker games. On average, video poker titles have an RTP of 98%, making them highly lucrative. Deuces Wild, Jacks or Better, All American Poker, and Bonus Poker are popular examples.

Let us take a quick look at the top four titles with the highest payout rates:

  • All Aces Poker (99.54%)
  • All American Poker (99.41%)
  • Jacks or Better (99.32%)
  • Deuces Wild (98.5%)

There are several ways to enhance your chances of winning big in video poker. Firstly, always aim to play maximally coins in, especially when going for jackpot prizes. Secondly, learn the optimal strategy for the variant you’re playing and stick to it. Lastly, hunt for the best paytables, which could differ greatly from game to game. 

Blackjack

Blackjack is a classic card game where the objective is to beat the dealer’s hand without exceeding a score of 21. Multiple variants come with different rules and payout ratios. However, most versions have an RTP close to 99%.

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Some of the best blackjack games with high payout rates in the US are:

  • Single Deck Blackjack (99.65%)
  • Blackjack Rolling Stone (99.54%)
  • Blackjack 21 + 3 (99.50%)
  • Face Up 21 (98.69%)
  • Blackjack Player’s Choice (98.64%)

Several factors can influence your success rate in blackjack. Choosing games with the most favorable rules, such as low deck numbers, no restriction on doubling down after splitting, and flexible betting limits, can significantly improve your odds. Remember to utilize basic strategy and avoid common mistakes often made by beginners.

Additionally, taking insurance during a game of blackjack is a topic of debate. While it can shield you against a dealer blackjack, the payout is only half of your original wager. Long story short, it can be beneficial in some scenarios but should not be relied upon exclusively.

Roulette

Roulette is a wheel-based game wherein players bet on the number or color pocket the ball will land in. While it’s impossible to predict exactly where the ball will stop, you can still find titles with an average payout online casino would offer. Let us take a look at the four best roulette games in terms of RTP.

  • French/European Roulette (97.30%)
  • English Roulette (97.30%)
  • Multiplayer Roulette (97.26%)
  • American Roulette (94.74%)

To boost your chances of success in roulette, consider the following tips:

  • Stick to European or French Roulette variants, as they have a single zero pocket and a higher RTP.
  • Use outside bets (e.g., red/black, odd/even, high/low) for a higher probability of winning.
  • Avoid inside bets with large splits (e.g., splitting sixes) as the House Edge increases dramatically.
  • Take advantage of generator bets, which combine multiple even-money wagers for enhanced odds.
  • Utilize Martingale or D’Alembert systems for efficient risk management and potential profit maximization.

Live Dealer Games

Live dealer games combine the convenience of online gambling with the authenticity of a brick-and-mortar casino. Providers like Evolution and Pragmatic Play stream real dealers handling bets in a professional studio setting. Popular games in this category include blackjack, roulette, baccarat, Sic Bo, Dragon Tiger, and various game shows.

Most live dealer titles have an RTP close to 95%, but the payout can vary depending on the game and your betting strategy. Here are some of the highest paying live games you can play online:

  • Super 6 Baccarat (96.79%)
  • Lightning Roulette (95.76%)
  • Blackjack Diamond VIP (95.71%)
  • Deal Or No Deal Live (95.60%)
  • Monopoly Live (95.53%)

To increase your chances of winning at live dealer games, start by managing your bankroll effectively. Set a budget beforehand and stick to it, avoiding impulsive bets. Additionally, familiarize yourself with the game rules and strategies specific to each variation. Take advantage of side bets when available, but remember they often come with lower RTPs. Finally, make the most of welcome bonuses, reload bonuses, and cashback offers presented by .

Are There Any Strategies That Can Help Improve My Chances of Winning at Online Casinos with Good Payouts?

We have touched on this subject in brief previously, but we want to dedicate this entire section towards explaining the strategies a bit further. There are particular tactics that experienced gamblers employ when playing games with published RTPs at high payout online casinos.

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Now, hear us out. We are not encouraging you to jump headfirst into gambling. Instead, we seek to inform you about the strategies that skilled bettors rely on. While these techniques do not guarantee profits, they can potentially tilt the odds in your favor. After all, having an online casino payout calculator cannot hurt. 

Please note that the effectiveness of these strategies depends on the game, your bankroll, and your skill level. Not all tactics work for every variation. Moreover, you should avoid relying solely on strategies and forgetting about bankroll management. Overconfidence is the mother of all gambling sins.

Here are some popular strategies used in games with higher payouts:

Martingale Strategy

This technique, also known as the double-down strategy, involves doubling your bet after each loss. The aim is to recover previous losses and secure a small profit. For instance, if your starting wager is $10 and you lose the first bet, you would increase the second bet to $20. If you lose again, the next bet would be $40, and so forth. Once you win, you revert to the initial bet amount.

The Martingale strategy works best with binary outcomes, such as red or black in roulette or win or lose in blackjack and baccarat. However, it requires a substantial bankroll to handle losing streaks. Starting with a small profit target can also help prevent chasing losses.

Paroli Strategy

In contrast to the Martingale strategy, the Paroli strategy involves doubling your bet after each win. This approach capitalizes on winning streaks and limits losses. For example, if your initial wager is $10 and you win, you double the bet to $20 for the next round. If you emerge victorious once again, you continue doubling until you reach a predetermined win goal or revert after three consecutive wins.

The Paroli strategy is a defensive tactic that minimizes maximum losses. It is especially useful in games with longer winning streaks. Remember to set a profit target and stay disciplined.

Fibonacci System

Based on the Fibonacci sequence, this strategy involves moving forward by one position when you win and advancing two positions when you lose. The Fibonacci System starts with $10 as the first two numbers in the sequence. Here’s an example of the first ten numbers:

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