In addition to having more than a dozen land-based casinos, Michigan became a state with full online gaming options when it legalized the activity in 2019. Since then, interested adults have been able to play slots, table games, live dealer games, and poker from their desktop or mobile devices. And they can do so knowing that all of the games are fair because they are powered by approved third-party software providers and rigorously tested for accuracy by a commissioned third party.
But one of the biggest concerns among players is how fast and reliably they will be paid if they win money. We’re here to put those fears to rest by explaining exactly how withdrawals work at online casinos in Michigan and when and how you can expect to receive your winnings. Additionally, we ranked the top MI gambling sites that consistently offer some of the best online casino payouts.
Top-Ranked MI Casino Sites That Pay Out Well
We rank online casinos based on several factors besides fast payouts, including the range of games available, bonuses, promotions, banking methods, mobile compatibility, and more. The following operators lead the pack in all categories and consistently deliver some of the best payout rates at online casinos in Michigan.
1. Ignition Casino – Top MI Online Casino for Fastest Payouts
Ignition Casino brings up the rear in our top ten rankings, but it takes the number one spot when it comes to payouts. This site offers same-day bitcoin withdrawals. In fact, you can get your money in as little as three hours if you request a withdrawal before 3:00 p.m. It will take an additional day for the bitcoin transaction to settle, but you only need to wait one day compared to the two to five days you must endure with other payment methods, like wire transfers and checks. To learn more about this operator, check out our expert Ignition Casino Review.
Payout time: 3-5 business days
Fanduel Casino Bonus Offers November 2023 - Best promosPayments via: Visa, MasterCard, American Express, bitcoin, bitcoin Cash, Litecoin
2. Slots.lv – A Reliable Online Casino That Pays Out Every Time
You can count on Slots.lv to pay you your just rewards. This online casino processes payments within 48 hours, which means you can expect to see your funds within two to seven business days, depending on the withdrawal method you choose. While it doesn’t offer cryptocurrency, this online casino has a reputation for being a dependable payer and providing its players with some of the best slot payouts. Check out our review hub for a complete .
Payout time: 1-7 business days
Payments via: Bank draft, direct bank transfer, Visa, MasterCard
3. Wild Casino – Reputable Online Casino Known for Big Payouts
Wild Casino maintains a stellar reputation for paying out winnings quickly and without incident. As a full-service online casino and sportsbook, you can rely on it to provide generous payouts on casino games and sports bets alike.
And whether you prefer to play on desktop or mobile devices, you’ll have access to hundreds of games, many of which feature progressive jackpots that regularly pay out six and even seven-figure prizes. For detailed info about this operator, check out our thorough .
Payout time: 1-2 days
Payments via: Wire transfer, debit cards, check, credit cards, crypto (Visa, Mastercard, American Express, Bitcoins, Tether)
4. BetUS – Online Casino with High RTP Games & Quick Payout Options
BetUS is no slacker when it comes to getting your winnings into your hands. This top-rated online casino and sportsbook features hundreds of high RTP games and high odds sporting events, along with fast payouts via crypto and other popular payment methods. If you want to learn more about what this site has to offer, check out our expert .
Payout time: 24 hours
Payments via: Bitcoin, Ethereum, Credit/Debit cards, Money Order, Person to Person
5. Everygame Casino – Reputable Online Casino with Great Customer Service
If you value customer service that is available around the clock to answer any questions you might have about the site or payouts, Everygame Casino is a great choice. While all of our top-ranked sites offer solid customer service support, Everygame Casino goes above and beyond with its 24/7 phone service and timely responses to emails and chats. And when you win big, its knowledgeable financial department will process your withdrawal promptly using industry-standard security protocols. Learn more about this operator by checking out our guide to .
Payout time: 1-14 days
Payments via: Money order, bank wire transfer, bank cheque, Bitcon, Bitcon Cash, Litecoin
6. Bovada – Trusted Online Casino That Pays Out Consistently
While Bovada isn’t legally obligated to release its payout percentages, this well-known online gambling site has built its reputation on honesty, integrity, and timely payouts. It uses industry-standard security measures and encrypts sensitive financial data to protect users’ personal information and ensure their deposits and withdrawals are processed safely. You can learn more about this operator by reading our informative .
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Payment via: Bank wire transfer, Bitcoin, Bitcoin Cash, Cage at KFC locations in Washington, Western Union
7. MyBookie – One of the Most Dependable Online Casino Payers
MyBookie makes good on its name by ensuring it pays out its customers’ winnings in a timly manner. This online casino and sportsbook delivers some of the and has built a loyal following among baseball fans who appreciate the many MLB betting markets this site offers. To find out everything else this site has to offer, check out this .
Payout time: 3-5 days
Payment via: Person to Person, Checking Account, Bitcoin
8. XBet – An Online Casino With Quick Processing Times
Xbet has gained a loyal following not only because it offers some of the best online casino payouts but also because it provides some of the . The bookmaker offers a wide variety of deposit options, including cryptocurrencies, while withdrawals can be made using cryptocurrency, check, or money order. To learn more about this operator, check out this .
Payout time: 24 hours
Payment via: Person to Person, Checking Account, Bitcoin, Litecoin, Tether
9. Sportsbetting.ag – Online Casino With Fast Crypto Withdrawals
Sportsbetting.ag stands behind its name by processing winning bets promptly. But this online casino stands out for its unusually fast crypto withdrawals. While other sites take one to two days to process crypto transactions, Sportsbetting.ag moves your money within ten minutes to thirty hours, provided you make the request before 7:00 am and meet other criteria.
Payout time: Ten minutes to 30 hours
Payment via: Bank wire transfer, person to person, check, debit card, credit card, crypto
10. BetNow – Reputable Online Gambling Site That Pays Out On Time
Of course, showing up on time is half the battle. But BetNow does much more. This online casino and sportsbook offers a VIP program that tiers based on players’ statuses, awarding experienced players faster withdrawal times and better terms.
Payout time: Two days
Payment via: Person to Person, Bank Wire, Checking account, Crypto (Bitcoin, Bitcoin Cash, Litecoin)
How To Pick a Safe & Secure MI Online Casino?
Of course, these aren’t the only safe and secure casinos in Michigan, but they are our top picks for delivering fast and reliable payouts. Still, it’s always a good idea to compare multiple options before making your final decision. Use the following criteria to help you pick the right site to suit your needs.
Licensing and Security Measures
When picking a gambling site, the first thing you should look for is a valid gaming license issued by the Michigan Gaming Control Board (MGCB). All licensed online casinos and sportsbooks operating in Michigan must report to the MGCB and undergo regular audits to ensure players are treated fairly and all funds are accounted for.
Look for transparent privacy and security policies and SSL encryption certifications from trusted third parties, like McAfee and Comodo, to further safeguard your personal and financial data.
Bonuses and Promotions
All of our recommended online casinos in Michigan offer generous welcome bonuses and ongoing promotions designed to give you more playing power. However, these deals differ in size, value, and flexibility. Be sure to read each site’s terms and conditions to understand the playthrough requirements, expiration dates, game contribution percentages, and other details affecting the true value of these offers.
Banking Methods
While all reputable online casinos accept major credit and debit cards, you may encounter fees, low deposit limits, and other inconveniences. Therefore, you should look for sites accepting convenient and reliable banking methods, such as ACH transfers, vouchers, wire transfers, cryptocurrencies, and e-wallets.
Additionally, the best Michigan online casinos process withdrawals using the same methods used to make a deposit (when possible) and offer reliable and dependable payouts. They should also impose no withdrawal fees and process requests in a timely fashion.
Game Selection and Software Providers
Even if you don’t plan on playing every kind of casino game, you should consider the variety offered by each site. After all, you might want to try something new in the future.
The quality of the software and platforms also matters, especially since some developers are more trustworthy than others. Some of the best software providers include Betsoft, NetEnt, Playtech, Pragmatic Play, RealTime Gaming, and Rival Gaming.
Mobile Capabilities
Finally, most internet casino players want to gamble on the go. The top Michigan online casinos enable players to log in via their mobile web browsers or download apps to play their favorite games from anywhere inside the Wolverine State’s borders.
caesar palace poker roomHowever, not all mobile apps are identical, and some offer distinct advantages over the others. Consider installing a few different Android and iOS apps to determine which one works best for your needs.
Comparison Of Withdrawal Options At MI Online Casinos
Our recommended online casinos offer a variety of convenient banking methods to facilitate your deposits and withdrawals. Whether you prefer tried-and-true credit cards or the latest payment innovation—cryptocurrency—you’re sure to find a safe and secure method to suit your preferences on these sites.
While some payment methods are only available for depositing funds into your account, others allow you to cash out your winnings, too. Additionally, some options are only available in certain states where these online casinos operate.
Further down in this guide, we’ve outlined the most common withdrawal methods, their average processing times, and any associated fees.
Bank Transfers / Wire Transfers
Online casinos in Michigan typically list wire transfers as their bank transfer option despite the fact that a wire transfer is just one type of bank transfer.
Regardless of the specific type of bank transfer, this traditional payment method is widely accepted, easy to use, and secure. However, it can take several business days for casinos to process the request and for banks to complete the transfer, meaning you could wait between two and ten days to receive your money. Also, be prepared to pay a fee of up to $50 each time you withdraw funds from your online casino account.
Checks / Money Orders
Some casinos still cut the proverbial check to disburse winnings, although this method is less common than it used to be. Like money orders, casino checks are mailed to players after they submit a withdrawal request and must clear before the player has access to the funds. This can take up to a week, assuming there aren’t any issues.
Unlike money orders, however, casino checks incur higher fees and a small but significant percentage of these get returned for non-sufficient funds (NSF), even if you have the money in your account. In addition to the expense and hassle of dealing with a NSF check, this mistake can also result in your account privileges being suspended until the matter is resolved.
Cash Cage Transactions
Certain online casinos permit players to make deposits and withdrawals in person at affiliated brick-and-mortar partner casinos. This option—known as the “cage”—can be appealing because it allows you to avoid fees and get your winnings immediately.
However, you’ll need to visit the land-based casino during cage hours, which vary by property, and pay any associated transportation costs to do so. Not everyone will find this worthwhile for small withdrawals, but it can make sense for high rollers looking to bypass hefty withdrawal fees or those seeking same-day payouts.
Cryptocurrency Payments
Cryptocurrency transactions are highly secure because every transfer is verified by thousands of computer nodes across a decentralized network using advanced encryption and mathematical algorithms.
In addition, blockchain ledgers are tamper-proof and publicly viewable, allowing anyone to confirm a user’s balance and transaction history at any time. Furthermore, these digital coins can be divided into tiny fractions called satoshis, enabling users to send and receive amounts ranging from a fraction of a penny up to millions of dollars with equal ease.
Fanduel Casino Promos to Try in MI - Promo Code IncludedSeveral cryptocurrencies are commonly accepted at online casinos, including:
- Bitcoin (BTC)
- Bitcoin Cash (BCH)
- Ethereum (ETH)
- Litecoin (LTC)
- Tether (USDT)
- USDCoin (USDC)
- Dogecoin (DOGE)
- Shiba Inu (SHIB)
- Cardano (ADA)
- Solana (SOL)
- Ripple (XRP)
As more people adopt this technology, its usage will become even more widespread, and more and more merchants (online casinos included) will add it to their list of acceptable payment forms.
Pros & Cons of Using Crypto for Casino Withdrawals
Like any payment solution, cryptocurrency has pros and cons. Here are some reasons why you should or shouldn’t use this cutting-edge technology to move your online casino winnings to your personal wallet.
Pros:
- Speed: Average transaction confirmation times range from just a few minutes to thirty minutes or less–significantly faster than bank transfers and similar to the fastest e-wallets.
- Privacy: Although some blockchains are more anonymous than others, none of your personal information is shared with the online casino or any third party when you send or receive cryptocurrency.
- Security: All cryptocurrency transactions are secured by advanced cryptography and distributed systems of trust known as blockchain networks, significantly reducing the risk of fraud or identity theft.
Cons:
- Price volatility: Despite the meteoric rise of Bitcoin and other leading cryptocurrencies, their values fluctuate wildly due to speculative demand, limited supply, and other economic and technical factors.
- Technical requirements: Compared to credit cards and bank transfers, cryptocurrency payments are more complicated and require downloading a digital wallet, learning a 25-50 character code (your public key) and a secure secret (your private key), and dealing with frequent updates.
- Tax implications: The sale of cryptocurrency for fiat currency or its use to purchase goods or services is a taxable event subject to capital gains taxes. Unfortunately, many taxpayers fail to report these transactions, attracting unwanted attention from government regulators.
How To Make A Crypto Withdrawal From A MI Online Casino
If you’re ready to make a cryptocurrency withdrawal from your online casino account, follow these simple steps:
- Visit the cashier page of your chosen online casino and select cryptocurrency as your preferred withdrawal method.
- Enter your cryptocurrency wallet address or scan the QR code associated with that address. This step varies depending on the online casino, but you will generally be asked to enter either your public or private key. Note that entering the wrong address will result in the permanent loss of your cryptocurrency, so you should copy and paste the information instead of typing it in manually.
- Input the amount you wish to withdraw.
- Confirm your cryptocurrency withdrawal request and enter your account password.
After completing these four steps, you should receive your cryptocurrency within the standard network confirmation time—usually just a few minutes to thirty minutes. The online casino will transfer the digital coins from its wallet to yours, and you’ll be free to spend them, trade them, or hold onto them, depending on your desires.
Just remember that online casinos typically require you to have made at least one prior cryptocurrency deposit and may set a minimum and maximum withdrawal limit for these transactions.
Vouchers
Vouchers, including popular brands like Play+ and Cash2Code, provide a simple and effective alternative to credit and debit cards. These paper or digital codes contain a unique numerical identifier that can be exchanged for cash at various retailers or used to fund your online gambling account.
To withdraw winnings to a voucher, navigate to your chosen online casino’s cashier page, select the appropriate voucher brand from the drop-down menu, enter the voucher number and PIN, and submit the withdrawal request. You should receive the voucher a few days later, provided you enter the correct information and comply with any other applicable terms and conditions.
While vouchers are relatively safe because the numbers and PINs function like cash, there have been instances of unscrupulous family members or friends stealing winning and redeeming the voucher before the original owner has a chance to do so. Therefore, you should keep these codes to yourself unless you absolutely trust the individual with whom you must share the information.
Payout Requirements & Withdrawal Request Limits
Before celebrating your winnings, you must review the terms and conditions at your preferred online casino site and be aware of these typical restrictions and requirements:
Playthrough Requirements
Also referred to as rollover or wagering, playthrough refers to the number of times you must gamble your bonus or the bonus and the related deposit before cashing out your winnings. For instance, if you receive a $10 free play token with a 10x playthrough requirement, you would need to place $100 worth of bets (minimum amount may apply) before receiving a withdrawal.
Withdrawal Request Limits
Online casinos typically impose minimum and maximum withdrawal limits per request. The lowest threshold ranges from $5 to $50, although some sites now accept cryptocurrency withdrawals with a floor of just $1.
Similarly, the highest ceiling stretches from $2,000 to $25,000, giving high rollers ample opportunity to collect their winnings. Still, these affluent players may need to divide their haul into multiple transactions to get their money.
Processing Times
Buffalo Casino Sports Review - Reliable Betting SiteFrom the time you request a withdrawal to the time you receive your funds, the total elapsed time can vary widely among Internet casino sites.
While some approve withdrawals immediately or within 24 hours, others take two to five business days to process a cash-out request. Regardless of the casino’s internal timetable, players must wait longer for some payment methods, such as bank transfers and checks, which may take between two and ten business days to reach their destinations.
Fees & Surcharges
No matter which withdrawal method you favor, you should watch out for casinos imposing fees and surcharges for processing your cash outs. While some sites charge a flat rate, others assess a percentage of the withdrawal amount.
Fortunately, you can usually avoid these expenses by selecting cryptocurrency or another cost-free payout path.
Availability By State
High Roller Slots That'll Help You Win Big - High Limit Slot GamesBecause Michigan lawmakers specifically named the state’s authorized internet gaming operators in the Lawful Internet Gaming Act (MIGA), players located within the Wolverine State’s borders can use all of the approved withdrawal methods.
Residents and visitors to Michigan may withdraw their winnings using cryptocurrency, electronic bank transfers, and casino checks, while players in other states may be restricted to particular payment options.
Michigan’s Legal Gambling History & Status
Michigan has a long and varied history with gambling, going back centuries with Native American tribes, and more recently becoming one of the first states to fully embrace iGaming with comprehensive legislation in 2018.
The journey wasn’t always straightforward, as you’ll discover below, but online gambling is now firmly established and looks set to flourish for years to come.
Horse Racing Bets
Michigan residents were permitted to place parimutuel (pool) wagers on horse racing at the state’s racetracks starting in 1933, albeit with a minimal tax on bettors. By 1994, the Michigan Gaming Control Board (MGCB) had taken over oversight of this activity, authorizing off-track betting at licensed establishments throughout the state.
Charitable Gaming
Throughout the mid-twentieth century, various charitable organizations held bingo games and raffles within the Wolverine State. Following a series of scandals in the 1970s and 1980s involving missing cash and questionable management practices, lawmakers enacted strict regulations governing these activities.
Today, churches, fire departments, veterans groups, and other non-profit entities can run bingo, raffles, and silent auctions.
Commercial & Tribal Casinos
For decades, the only casinos in Michigan were operated by Native American tribes on their sovereign lands, largely immune from state laws. However, in the 1990s, voters approved expanding gambling to commercial casinos in the Detroit area.
This move threatened the tribal operations, prompting a series of compromises and negotiations. Eventually, the state and various tribes agreed to limit casino expansion within a 125-mile radius of Detroit while enhancing existing reservation casinos.
Since then, the MGM Grand Detroit and other commercial casinos have coexisted with venues like the Greektown Casino-Hotel without significant controversy.
Daily Fantasy Sports
Following a legal opinion concluding that daily fantasy sports (DFS) contests fell outside Michigan’s anti-gambling statutes, former governor Rick Snyder signed legislation explicitly authorizing DFS in 2016 and establishing regulatory oversight through the MGCB. Numerous national operators, including DraftKings and FanDuel, obtained licenses and started serving Wolverine State residents.
Sports Betting
Despite numerous attempts to expand gambling to include sports wagering, former governor Snyder vetoed several bills, adhering to the prevailing opinion that in-person sports betting was limited to the casinos attached to the state’s three racetracks.
After the U.S. Supreme Court struck down federal prohibitions on sports betting in 2018, the governor signed legislation permitting full-scale sportsbooks at the three qualifying racetracks and at 15 specific casinos in the Detroit area, excluding all other land-based businesses and online platforms.
IGaming
Unwilling to limit internet gambling to sports betting, Michigan lawmakers crafted legislation to establish a comprehensive iGaming regime. Governor Gretchen Whitmer signed the bill into law on December 20, 2018, making Michigan one of a handful of states offering a complete menu of remote registration, ID verification, geolocation services, and online casino and poker games.
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